Sunday, January 29, 2017

Open Letter on Health Care Insurance

To the President, the U.S. Senate, and the U.S. House of Representatives:

I support the repeal of the Affordable Care Act (Obama Care).  I believe that the American public would be best served if the private sector can provide health insurance to our citizens in a free market environment; subject to the following:

1)    Tort law reform to lower liability risk, and therefore insurance costs, to health care providers.

2)    Interstate sale of health insurance plans to lower the cost of health insurance premiums for individuals and groups.

3)    “Health care insurance” should include coverage for vision and dental treatment and for prescriptions.

4)    No preexisting health conditions should bar the purchase of health care plans or increase their cost.

5)    No lifetime limits on claims.

6)    Continuance of Medicare and Medicaid programs in their present form; except the “spend down” of resources for long term care under Medicaid.

7)    Provision of a mandatory long-term care program payroll contribution for a “single payer” long term care insurance program for all citizens.

8)    Prohibition of the provision of health care services to indigent non-citizens who are in the United States illegally.

9)    Persons 18 years of age and older should be responsible to purchase their own health care insurance.  They should be allowed to remain insured by their parents if they remain in college or trade school after graduation from high school, or unless they are eligible for Medicare or Medicaid.

10)  All U.S. Citizens should be required to carry health care insurance.

Thank you for considering my suggestions.  Please work toward accessible and affordable health care or all U.S. citizens.